financial leader


Building and advancing financial institutions and local communities.

I am an innovative, results-proven senior professional with significant experience in building, growing, and transforming businesses into highly productive and profitable operations. My expertise in financial management, sales, marketing, and operational oversight has led me to be an effective leader in the companies I have transformed.  

I have expertise in strategic planning, capital formation, merger acquisition, and post-merger integration efforts. I have demonstrated my ability to successfully manage teams, motivate staff and ensure enterprise success. I am comfortable managing all phases of a company from start-up through sale or acquisition. I am respected for not only my business capabilities but for my honesty, integrity, and high ethical standards.  

During my career I have enjoyed strong recognition for the companies I have led, as well as my service to the industry in trade associations, advocacy, and teaching. I am currently a consultant, investor, and board member in several financial institutions.

To inquire about professional engagements or opportunities, please get in touch via email or by using the general inquiry form at the bottom of the page.




West Coast resident currently residing in California & Oregon

(925) 285-5084


Areas of Practice


I have led four community banks located on the West Coast as the CEO. My business experience is considered full life cycle, as I have started, grown, turned-around, merged, and sold financial institutions. I am equally comfortable as the face of an organization as I am behind the scenes with strategic planning, execution, and building shareholder value.



I have enjoyed a career that has exposed me to all facets of running a business: from the start-up phase through sale.  During my career I have also accepted and exceled in turn-around assignments that involved rectifying significant internal problems, including both civil and criminal litigation.  My unique and varied business experiences provide me with life experiences to call upon when engaging in a consulting capacity.  I am currently engaged in the FinTech area providing strategic advice relative to capital formation and de-novo activities associated with crowdfunding, blockchain, ICO’s, and cryptocurrency.  


Throughout my business career I have been an ardent advocate of the businesses and non-profit organizations that I have represented. I believe raising your voice for a cause or a policy you believe in is important. It is equally important to get to know your legislators at all levels and stay engaged in the legislative process by engaging with your industry or cause. My advocacy has often taken the form of lobbying at the local, state, and federal levels with frequent trips to state capitals and Washington, D.C.          


Teaching is an excellent way to “pay it forward” by developing new hires and mentoring. I have been active throughout my career with volunteering in the local classrooms and accepting roles at professional schools and universities. I have taught Leadership for several years at the industry acclaimed Pacific Coast Banking School, and Community Banking to Chinese Bankers at California State University – East Bay at the China America Business and Education Center.      


I have been called upon to testify at both the state and federal levels throughout my career. I have testified on several occasions in front of congressional committees and sub-committees, including in front of several federal agencies. I enjoy the process of representing a cause or industry and feel it is a privilege to represent my colleagues and peers when called upon. Besides representing the financial industry as an expert in front of Congress, I have also represented the industry as an ambassador overseas.


For most of my professional business career, I have served on for-profit and non-profit boards. As an experienced CEO leading four different banks in a heavily regulated industry I have developed a strong skill set in board governance. I actively share my expertise by serving on non-profit boards and in a consulting capacity. Currently, I am open to entertaining the prospect of joining an organization as a board member.


No matter what anybody tells you, words and ideas can change the world.
— Dead Poets Society

Steve Andrews Old Office.jpg

Let's Connect.

Please use the form below for all general inquiries.

Name *